Commercial Property Finance Law

Our team is highly experienced in property finance law and can offer advice on all aspects of mortgages, including debentures, guarantees and other security products.

Contact us today if you are interested in property finance law services, or read on to learn more about our process.

What is Property Finance / Real Estate Finance Law?

Property finance / Real Estate finance law involves dealing with the legal aspects of securing funding for commercial business spaces, offices, units or warehouses.

There are numerous reasons why commercial property finance (a loan specifically for non-residential properties) could be the ideal choice for your business. Perhaps you’re looking to scale up your operations and need a more expansive location, additional office space, or a warehouse.

We understand the (sometimes conflicting) interests of the need for funding versus obtaining certainty and ensuring an exit route should a shareholder dispute arise. We are here to help with everything property finance law-related, from negotiations and reviewing corporate agreements to answering any questions you may have about the legal process, loan security requirements, and how they may impact you and your business.

Our Services in Property Finance Law

Our commercial property finance solicitors will ease the process, making your business property transaction as painless as possible. We can offer advice on all aspects of property finance law, including:

• Facility letters and loan agreements

Expert commercial drafting and negotiation of facility letters and loan agreements, ensuring compliance with regulatory standards to protect your interests.

• Mortgages

Assistance with the complex legal aspects of mortgage transactions, such as reviewing, advising on, and (where possible) negotiating mortgage documents.

• Legal charges

Comprehensive services for creating and reviewing legal charges over assets to ensure proper documentation.

• Debentures

Services in preparing, or reviewing and negotiating, debentures, allowing clients to secure the corporate financing they need.

• Guarantees

Provisions of legal expertise in drafting and reviewing guarantee agreements or acting as an independent advisor for directors giving personal guarantees where another firm is acting for the company in relation to the loan and company security arrangements.

• Priority arrangements

Assistance with putting together and negotiating priority agreements among creditors and securing clients’ interests in complicated financial structures.

• Other security products

Help with a wide range of services for various security products, such as assignments, ensuring clients have legal frameworks in place for securing financial transactions.

Benefits of Working with a Commercial Property Finance Solicitor

By working with a commercial property finance solicitor, you can:

• Make an informed decision

One of the pivotal decisions in managing your property finances revolves around renting or purchasing a commercial property. Each option has advantages and drawbacks, and a skilled commercial finance solicitor can navigate you through these considerations.

• Gain professional expertise

Our solicitors are experts in acting for private and commercial lenders and borrowers to facilitate property acquisition, business expansion, or refinancing projects. We have extensive knowledge of lenders’ requirements to ensure smooth completion and effect valid security. In addition, we regularly advise our clients on transactions involving venture funding and funding from family members.

• Save time

A commercial property finance solicitor can help you streamline the process. For example, we can efficiently manage the legal aspects of your property transaction and coordinate with other professionals, like lenders, to facilitate smooth transactions. Furthermore, if you seek bank financing, we can help you establish and maintain a good working relationship to avoid any disputes or hold-ups. With bank panel experience, we have the knowledge to ensure your business is positioned correctly.

• Gain peace of mind

With our solicitors by your side, you can rest assured that all necessary legal documents and contracts have been prepared and reviewed professionally. We review, prepare, negotiate and finalise each document with the benefit of our up-to-date knowledge of current legislation, influencing factors, and market trends.

Contact a Commercial Property Finance Solicitor

The commercial property finance law team at Newtons Solicitors is here to guide you through the entire process and can offer advice on all aspects of mortgages. We can also provide assistance in other commercial property services, including business leases and property development.

Give us a call to arrange a meeting, or contact us online to arrange a call at a time convenient for you. The sooner we start, the sooner we can help you to complete your property transaction.